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How BankTestData Works

Generate unlimited, realistic synthetic banking data in days—not months. Safe, compliant, and ready for any testing scenario.

Three Simple Steps

1

Tell Us What You're Testing

Core migration? Compliance scenarios? New product features? We'll configure our system to match your exact needs.

2

We Generate Realistic Banking Data

Customer accounts, transaction histories, relationships—created from scratch. Looks completely real, contains zero actual customer information.

3

You Test Safely and Fast

Deploy to your testing environment. Run unlimited tests. No compliance risk. No waiting for manual data creation.

Our Solutions

Core System Migrations & Upgrades

Migrating to a new core system? Test safely with synthetic data that matches your production patterns—without exposing real customer information.

What We Generate:

  • Complete customer and account hierarchies
  • 10+ years of realistic transaction history
  • Edge cases and unusual account scenarios
  • Parallel testing data for both old and new cores
  • Integration test data for upstream/downstream systems

Who This Is For:

  • Banks migrating from legacy cores to modern platforms
  • Post-merger core consolidation projects
  • Major core upgrades requiring extensive testing
  • Core processor switches (Fiserv ↔ Jack Henry ↔ FIS)
Investment Options:
$45,000 - $95,000
One-time project pricing for full migration support (12-18 months)
OR Monthly subscription: $3,800 - $6,200/month

Timeline: 14 days from start to production-ready testing environment

Compliance & Regulatory Testing

Meet regulatory requirements and test compliance scenarios without risking real customer data exposure.

What We Generate:

  • ISO 20022 message test suites (all transaction types + edge cases)
  • BSA/AML suspicious activity pattern scenarios
  • Fair lending test data (HMDA, ECOA, CRA compliance)
  • Fraud detection training datasets
  • Regulatory stress testing scenarios

Who This Is For:

  • Banks testing ISO 20022 optimization and Fed updates
  • Compliance teams validating BSA/AML detection systems
  • Audit preparation and regulatory examinations
  • Fair lending compliance testing and monitoring
Monthly Subscription:
$2,200 - $6,200/month
Based on bank asset size. Includes unlimited data generation and monthly scenario updates.
Annual pricing: 15% discount (approx. $22,400 - $63,100/year)

Timeline: 2 weeks to launch, ongoing monthly updates included

New Product Testing & Innovation

Launch new digital banking features, mobile apps, and payment integrations faster with comprehensive test data from day one.

What We Generate:

  • Customer profiles and personas for UAT testing
  • Transaction patterns for digital banking features
  • Mobile app testing scenarios (various devices and behaviors)
  • Payment integration test data (ACH, wire, card processing)
  • API testing datasets with realistic request/response patterns

Who This Is For:

  • Digital banking platform launches
  • Mobile app development and testing
  • New payment product rollouts
  • Fintech partnership integrations
  • Innovation labs and pilot programs
Monthly Subscription:
$2,200 - $6,200/month
Based on bank asset size. Includes unlimited test data for all new product initiatives.
Annual pricing: 15% discount (approx. $22,400 - $63,100/year)

Timeline: 1 week to launch, flexible data generation as products evolve

Common Questions

How is synthetic data different from masked data?

Masked data takes real customer information and obscures parts of it (like changing names or account numbers). Synthetic data is generated from scratch using statistical models—it looks and acts like real data but contains zero actual customer information. Synthetic data is safer for compliance and creates more realistic testing scenarios.

Will it work with our core system?

Yes. BankTestData works with any core system: Fiserv (DNA, Premier, Cleartouch), Jack Henry (Silverlake, CIF 20/20, Core Director), FIS (Horizon, IBS, Systematics), NCR, and others. We generate data in the format your core system requires.

Do we need to send you our production data?

No. We never need access to your production data. We work with you to understand your data schema and patterns, then generate completely new synthetic data that matches those patterns. Your actual customer data stays safely within your systems.

How long does implementation take?

Typical timeline is 7 days from contract signing to production-ready testing environment. This includes: discovery (1 day), configuration (2 days), first data generation (1 day), validation and refinement (3 days). Expedited 3-day implementation available for urgent situations (+$5,000).

Can we try it before committing to a full subscription?

Yes. We offer pilot projects where we generate a sample dataset for one specific use case (typically $8,000-$18,000). This lets you validate the quality and compatibility with your systems before committing to an ongoing subscription. Many customers start with a pilot, then expand to full subscription.

Ready to Test Faster and Safer?

Let's discuss which solution fits your needs.

Schedule a Call Learn About Our Technology →